will there be method to combine all debts to create one re re payment? We actually have a car loan 7% interest(canвЂ™t sell automobile because loan is more than value), 1 bank card 16.9%, a federal education loan 3.7%, and an exclusive education loan 17.95percent in addition to hire & bills. Exactly what are my most useful choices to reduce my re payments? IвЂ™d like to mak ag e one re payment when possible. Please assistance! IвЂ™m residing paycheck to paycheck and any savings canвЂ™t be built by me due to every one of these payments! My credit history is 727? My credit rating is 727. We have student education loans that We have actuallynвЂ™t began to pay back yet since i will be nevertheless at school as well as credit cards with no delinquent payments. Will my rating get up when I begin to spend my loans off. Additionally, i will be planning to purchase an automobile. Is my score good sufficient to get a car that is first?