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Am I able to combine my personal and federal figuratively speaking together?

Yes, it is possible to, however it may not be for the best to take action. In the event that you consolidate the 2, you might lose out on prospective education loan forgiveness programs, reduced rates of interest, and federal student education loans’ unique payment choices.

Should your credit history is strong, it would likely really well be in your interest to do this, but, since personal student education loans revolve around fico scores. It is totally possible to obtain a far better rate than everything you initially received on the student loan — in the event that you don’t brain providing up the huge benefits that include federal loans. Continua a leggere